FOR HARDWARE & CONSTRUCTION DISTRIBUTORS

Unlock the capital trapped in your hardware & construction receivables

You sell to jobsites, contractors and hardware stores on 30, 60 and 90 day terms. Fibek hires the AI team that collects, reconciles and applies that receivable for you — no new bank, no ERP change.

Find your trapped cash

No new bank · No ERP change · No change to how you get paid

Hardware & construction
75–90 days

typical DSO when selling to jobsites and contractors*

1 in 3

invoices is paid after the agreed term*

+20%

of receivables tends to be overdue in the low construction season*

In hardware & construction, your capital gets trapped like this

Jobsites pay against progress certificates: the payment lands late and no one knows which invoice it covers.

Many contractors and foremen with different limits: collecting from all on time is impossible by hand.

Partial payments and deposits with no reference that tangle reconciliation.

Construction seasonality: when the site stops, your receivables age and your cash dries up.

THE INTELLIGENT SYSTEM

AI agents that accelerate your invoice-to-cash cycle.

Fibek is an autonomous system that detects the current situation of every client, unblocks the bottlenecks in your receivables cycle, and generates real financial impact — with three specialised agents:

Analyst Agent 01

Internal intelligence

Analyst Agent

The operational brain of your receivables.

Receives all your business context, coordinates internally with related areas — sales, treasury, operations — generates reports, issues recommendations and executes your standard operating processes autonomously.

  • Consolidates full context for every account and client
  • Coordinates with sales, treasury and operations
  • Generates reports, recommendations and executes your receivables SOPs
Communication Agent 02

Client relationship

Communication Agent

Connects with clients — doesn't just remind them.

Contacts your clients via WhatsApp, email and calls. Goes beyond reminders — it understands the real situation of each client, protects the commercial relationship, and enriches context to know when and how to collect.

  • Reaches clients via WhatsApp, email and call at the right moment
  • Protects the commercial relationship while managing collections
  • Captures payment commitments and detects risk signals
Payments Agent 03

Accounting close

Payments Agent

Closes the loop — no manual work.

Matches received payments, remittances collected by the communication agent, and open invoices — then posts cash receipts directly into your ERP.

  • Auto-matches payment, remittance and invoice
  • Posts cash receipts straight into your ERP
  • Eliminates manual reconciliation entirely

Distributors that already unlocked their capital with Fibek

“We fully automated collections. The AI identifies per-client strategies and cut portfolio management time significantly.”
Andrea Sanchez
General Manager - Comercializadora AGLP
“It freed up valuable team time: reminders and collection follow-up now run on their own.”
David Rozo
Administrative Manager - Egracol

WHY WE EXIST

We lived this problem for over a decade

Fibek was born at PapelArca, our founder's family wholesale import and distribution business. There were sales, customers and activity. But cashflow broke — not from losing a big client, but because no one could process, in time, the intelligence trapped in every commercial relationship.

Invoices said how much and when. They didn't say why. Sales reps knew which clients were in trouble, but that information never reached the decision-makers. The result: 1,200 hours a year chasing payments and over US$640K in trapped cash.

We know every step from invoice to cash because we ran them by hand. That's why we built Fibek: so no company loses its liquidity to a broken process.

Why now

  • Conversational AI now extracts payment intent, risk and commitments from messy B2B communication.
  • LLMs now handle Spanish and LATAM informal commerce.
  • Open banking in Colombia and Mexico connects payment data to the workflow.

See how much cash you have trapped today

In under a minute, with your own numbers. No commitment, no change to your operation.

Find your trapped cash