We didn’t build Fibek from the outside.
We were born inside a wholesale operation and lived how hard it is to collect without the full picture.
There were sales and customers. But cash stood still.
Fibek was born at PapelArca, our founder’s family wholesale business. Sales grew, and so did the time spent chasing payments.
- a year chasing payments
- 1,200 h
- held up in receivables
- US$640K
Figures from the operation that gave rise to Fibek.
Invoices said how much and when. They didn’t say why. Sales, treasury, receivables and operations each saw one part. Nobody saw the whole story.
Credit that grows both sides.
- Selling on credit lets a wholesaler grow.
- Buying on credit gives a retailer the stock it needs.
- For it to work, both need clarity and trust.
Three AI agents work your receivables.
Each one handles part of the work. Your team reviews and decides.
- Analyst Agent
The brain of your receivables.
Understands your business, coordinates with sales and treasury, and tells you what to do with each account.
- Brings together each customer’s history
- Creates reports and recommendations
- Runs your receivables processes
- Communication Agent
Collects without hurting the relationship.
Talks to your customers by WhatsApp, email and phone. Understands their situation and knows when and how to collect.
- Reaches out at the right moment
- Records payment promises
- Spots risk signals
- Payments Agent
Closes the loop on its own.
Matches each payment with its receipt and invoice, and posts the cash receipt to your ERP.
- Matches payment, receipt and invoice
- Posts cash receipts to the ERP
- No manual reconciliation
Where we’re going: seller and buyer, connected.
Today we work with wholesalers that sell on credit. Tomorrow, with the whole ecosystem.
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For wholesalers
More clarity to decide, manage risk and grow.
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For retailers
More transparent relationships and opportunities based on how they pay.
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For partners
Better-connected information to offer services with more context.
Technology works better when it understands the business.
Signals that used to stay apart can now be connected. We do it with these ideas.
- 01Clarity over quantity
We show just what you need to know what is happening and where to act.
- 02Context over pressure
An overdue invoice has a cause. Understanding it protects the relationship.
- 03Automation with judgment
Agents do the repetitive work. Decisions stay with your team.
- 04Shared growth
Credit works when it creates value for seller and buyer.
- 05Real support
Every operation is different. We set Fibek up by understanding yours.
Different partners. One better-connected relationship.
Become a Fibek partner-
Financial institutions
Opportunities built on real business information.
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Legal firms
For cases that need a different process and judgment.
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Consultancies
Better methods and tools for the companies they support.
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ERP and technology
Information connected from its source.
Let’s build business relationships with more clarity.
See how Fibek connects information, teams and decisions so credit keeps driving growth.
- We review your credit, receivables and collections operation.
- We see which integrations apply to your ERP and channels.
- You get a proposal sized to your operation.